Doral Bank Direct has long offered competitive 6-month CD rates, and currently sits atop our CD Rates Leaderboard. Doral Direct is the online division of Doral Bank, the leading community bank in Puerto Rico, which also has five branches in northwest Florida and two in New York City.
Banks qualify for our rankings by imposing no restrictions on who can buy their certificates of deposit, either online or through the mail.
Compare these returns with the best CD rates from scores of banks in our extensive database.
Here are the best nationally available 6-month CDs.
| Bank | Yield | Minimum deposit |
| Doral Bank Direct | 0.87% | $500 |
| EH National | 0.80% | $10,000 |
| National Republic Bank of Chicago | 0.80% | $1,000 |
| AloStar | 0.75% | $1,000 |
| BAC Florida | 0.70% | $500 |
| Colorado Federal | 0.70% | $5,000 |
| GE Capital | 0.70% | $500 |
| Discover | 0.65% | $2,500 |
| Synchrony Bank | 0.65% | $25,000 |
| VirtualBank | 0.65% | $10,000 |
| UmbrellaBank.com | 0.61% | $10,000 |
| Ally | 0.60% | No minimum |
| First Internet Bank of Indiana | 0.60% | $1,000 |
| TIAA Direct | 0.60% | $1,000 |
| Barclays | 0.55% | No minimum |
| CalFirst | 0.55% | $5,000 |
| State Bank of India – New York | 0.55% | $5,000 |
| Pacific Mercantile | 0.55% | $1,000 |
